How SecondLayer works

Two products. One engine. Built to surface what matters inside any document — before you sign, before you act, before it's too late.

Personal

SecondLayer

Upload any contract or policy. Select what you want to know. Get a structured analysis of exactly what the document says — red flags, risk areas, gaps, and what you can rely on.

01

Upload your document

Drop a PDF, paste text, or submit a URL. SecondLayer handles insurance policies, employment contracts, business agreements, tenancy agreements, and any legal document. PDF extraction works even with scanned documents. Up to 10MB.

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02

SecondLayer detects the document type

Before you choose your focus areas, SecondLayer reads the document and identifies what it is — home insurance, employer liability policy, permanent employment contract, zero-hours agreement. Detection is automatic and takes a few seconds.

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Select your focus areas

Based on what was detected, you're shown intents specific to that document type — not a generic checklist. For a car insurance policy: excess structure, exclusions, named driver rules. For an employment contract: non-compete scope, IP assignment, termination conditions. Select up to 3, or describe your specific concern.

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04

Get the analysis

The full analysis is organised around your focus areas. Every finding links to the exact clause that triggered it. Overview and intent findings are always free. Red flags, risk areas, unclear terms, gaps, safe clauses, actions, and summary unlock with Personal plan or pay-per-analysis.

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What the analysis includes

Red Flags

High-risk clauses that require attention before signing or renewing.

Risk Areas

Clauses that create meaningful risk — worth understanding even if not critical.

Unclear Terms

Ambiguous language that could be interpreted against you in a dispute.

Coverage Gaps

What's missing that you'd reasonably expect to be included.

Safe Terms

Clauses that are standard, balanced, or work in your favour.

Action Items

Specific things to do, ask, or negotiate — prioritised by impact.

Pro

SecondLayer Pro

A professional document intelligence studio. Upload a banking report, EHS compliance document, or VC pitch deck — and get deep signal analysis across five structured views, without any manual classification.

01

Upload any professional document

PDF, URL, or paste. Supports documents up to 700+ pages. The pipeline scores and selects the strategically relevant sections automatically — you don't need to highlight or guide it. Annual reports, EHS audits, planning consent letters, pitch decks.

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Domain is detected automatically

SecondLayer Pro identifies the document type and routes it to the correct domain pipeline — banking, EHS/regulatory, or VC — without any manual selection. A banking annual report goes to the banking pipeline. An EHS audit report goes to the EHS pipeline. Even if the company is a bank.

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Two-stage analysis pipeline

Stage one extracts domain signals from the document — specific findings with evidence quotes and confidence levels. Stage two interprets those signals: trajectory direction, radar scoring across five axes, strategic narrative, and forward implications. Two separate LLM passes, each purpose-built for its task.

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Three structured views

Executive view — radar scoring, trajectory direction, and top signals for senior stakeholders who need the picture fast.

Intelligence view — strategic narrative, what's working, what's underachieved, forward planning, and risk exposure.

Ops view — full signal list with evidence chains, quotes, and confidence scores for analysts doing deep review.

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Domain pipelines

Banking & Finance

Annual reports, quarterly results, earnings calls. Radar across capital strength, credit risk, liquidity, profitability, loan growth.

EHS & Regulatory

EHS audits, environmental assessments, compliance reports. Nine signal types including non-conformances, corrective actions, regulatory gaps.

VC & Investment

Pitch decks and investment documents. Scored across market, team, model, moat, traction, and financial dimensions with conviction gauge.

Policy & Legislation

Regulatory guidance and legislative changes — analysed for obligations, enforcement language, and operational impact.

SecondLayer analyses document content and surfaces information to help you understand what your document says. This is not legal, financial, or insurance advice. Always consult a qualified solicitor, financial advisor, or insurance broker before making decisions based on any document analysis.